3D Effects Outside of the Frame
Find a image that you like. I am using a cottage scene I found online and is shown below:
Notice the trees and images within the picture found around the edges. This is what will give you the appearance of the scene coming out of the frame.
Apply a frame of your choice (Image>Picture Frame). Leave it a layer as PSP 9 applies it as one. The picture frame I selected that I applied to the picture is shown below:
Select the eraser tool with the following settings:
Start moving it around the frame and you will see that parts of it disappear. As for where to erase parts of the frame that is up to you. Play with it a bit to see what looks good to you. This is what I came up with: